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Credit Card for On-line Shopping?

Hi all

I do not currently have a credit card, but understand that some include
insurance against fraudulent loss when shopping on-line.
Whilst I don't do much of this, I would like a safe means of payment both
for on-line transactions and when telephone ordering.
Although it pains me to do it, I have occasionally used my debit card for
phone orders.

So what is the safest way to make on-line/phone purchases?  What sort of
card do I need?
Ideally an account with a card that has no overdraft facility would seem
sensible so that damage due to fraud is limited.  With only sufficient funds
in the account to cover modest transactions.

Any recommendations anyone?

TIA

Phil

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