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Ring-Fence Money for Education

Hi all

Is it possible to "allocate" money for the kids education so that it is not
seen as savings.
As a family, we have not been extravagant, preferring to save to help the
kids through university.
But I work in engineering and things are looking decidedly shakey just now.

A lot of benefits look at "savings" as disposable monies to be spent before
assistance is given.
It is a serious source of aggravation (I suspect many are in the same boat
right now) that we can be penalised for foregoing foreign holidays, flash
cars etc and looking to the future in this way.

So what are the options, other than stuffing the matress with it (the money
I mean)?

TIA

Phil

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